Skip to content
moto benefits
  • 2026 Plan Year
moto benefits

Employee Benefits

Benefit Guide

Benefits Available to You


Medical

Medical insurance helps cover the high costs of healthcare, ensuring access to necessary medical treatments without financial strain.

Learn More

Short-Term Disability

Short-term disability insurance provides income replacement for a limited period if you’re unable to work due to illness or injury.

Learn More

Hospital Indemnity

Hospital indemnity insurance is designed to provide financial assistance for an event that results in a hospital confinement, to supplement your current coverage.

Learn More

Life and AD&D

Moto provides all employees enrolled in the medical plan (PPO) with a $10,000 basic term life benefit. Plus, if the loss of life or limb is due to an accident, this benefit pays up to an additional $10,000.

Learn More

Pharmacy & Telemedecine

To learn more about your generic and brand prescription drug options, as well as the contact information for Rxbenefits, click the Learn More button below.

Learn More

Accident

Accident insurance offers a lump sum payment for covered injuries, assisting with medical expenses, rehabilitation costs, and other financial burdens.

Learn More

Ready to Enroll or Have Questions?

If you have questions about the plans outlined here or are ready to enroll, call our dedicated enrollment call center at (314) 563-2211 for assistance. The call center is open from 9 a.m. to 6 p.m. EST, Monday through Friday.

© 2026 moto benefits - WordPress Theme by Kadence WP

  • 2026 Plan Year